To beg, I’m ashamed.

This almost sounds like one of those statements a proud person with a huge ego who’s in dire need would make. Regardless, in my estimation, it’s a very wise statement, and here’s why.

Let’s be honest for one moment shall we; here goes. Moment of truth… When you beg for money, you’re more likely than not very broke. That’s one. Two, it’s annoying and sometimes shameful when whomever you begged from starts asking you for their money back.

Can we at least agree on that? Well, if you disagree, maybe you’re on the wrong side of the internet right now lol. But anyway, here’s my point. Begging is one of the most shameful acts to ever engage in that usually doesn’t even look shameful when doing it, but the shamefulness of it is in the aftereffect. In most cases, begging has been glorified to look like the best thing to do.

Let’s talk mortgages. It will surprise you to know that the word mortgage has English and French roots. It was coined from 2 words; the French word mort which means death and the English word engage. Essentially, a mortgage is something you (are supposed to) engage with until death. Those who offer mortgages know this, and they know that you are highly likely to never finish paying up a mortgage. They literally make you beg for money you very well most likely can’t finish paying until you’re dead. And you remember that influence I spoke about in my last blog post… yeah, they hold it over your head, and if you default, they have the power to mess up your life. Take this advice from me;

If you have to beg for money in order to purchase something, then you don’t need it now. If you don’t need something NOW, you can do without it.

Begging leads to debt, debt can lead to shame. I will give my advice, you decide to take it or not; As much as possible, avoid all forms of begging and glorified begging. To beg, I’m ashamed.

Something to think about: Imagine America begging the IMF for money… then imagine Ghana begging the IMF for money.

Let me know what you think in the comments section below, and kindly share this article everywhere you can online 😉

About the poll in my last blog post I said I was going to talk about it in this post, well, no one took the poll. I guess people are so in debt they can’t even admit it lol. Oh well… See ya!

Debt is like teenage sex

feature image

You know that statement Dan Ariely made… “Big data is like teenage sex: everyone talks about it, nobody really knows how to do it, everyone thinks everyone else is doing it, so everyone claims they are doing it.”

Yeah, debt is… something like that.  Everybody talks about debt, nobody really knows how to not have debt, everyone thinks everyone else is in debt, so everyone gets into debt.

Quick poll, are you in debt? It’ll be interesting to know what the result of this poll will be, but I’m definitely writing about it in my next blog. Truth is, we talk about debt all the time without talking about debt… You see, teenage sex is one of those things that those who do it don’t talk about it but still talk about it without actually talking about it you know; there’s that inherent knowledge that it’s a bad idea, and everyone knows this, but sex is good, great actually, and once you do it, you want more. It becomes a growing need after doing it a few times and it takes great grace and self-control to actually disengage.  Truth is, everyone has a need, and our needs keep growing, at some point in our lives we do not actually have the money for what we want or need so we tend to borrow money once, twice, and as you well know, it doesn’t end there.

Let’s be real here, who are we really kidding? We all like money, money is good. But if you don’t have money, you don’t have money… and I don’t think there’s shame in admitting it. At one point, you’re going to want to borrow money, and reading this post now, you probably have borrowed some money you haven’t paid back yet maybe from a friend, a family member, a bank, or some other someone or something.

Is teenage sex good? Sex is good, but you shouldn’t be having teenage sex. Is debt good? Money is good, but you shouldn’t be getting into debt.. Everybody knows that, but you see, everybody also knows that if you don’t want to owe money, you don’t borrow money. It’s really that easy. Here’s what happens whenever you borrow money; whoever you borrow from essentially gains some influence over you (no matter how small, and sometimes some of that influence still lingers after you’ve paid back). You know that boy still has some little influence over that girl after having sex, right? After all, he’s the one GIVING right? The girl is the one RECEIVING, right? Now imagine teenage sex. The GIVER could easily walk away and the RECEIVER would highly potentially have more problems in life. An unwanted pregnancy for one, more future burden, emotional instability, etc.

There is a way to get out of debt and properly handle money, and I will let you know how in the near future. Money is like sex, there’s a way to do it right and enjoy the fullest benefits. Debt is like teenage sex, you really shouldn’t be getting involved in it.

If you owe someone, share this post everywhere you can paste a link online 😉